Quick approval

Vehicle Loan

Drive it home this week.

New or pre-owned cars, two-wheelers, and trucks or vans for your business. We coordinate directly with the dealer so approval and delivery happen together.

Funding
Up to 90% on-road
Tenure
1 – 7 years
Disbursal
1 – 3 working days
Collateral
The vehicle
Who it's for

Made for moments like these

New car buyersUsed-car buyersTwo-wheelersCommercial vehiclesFleet ownersElectric vehicles
Why this loan, with us

Key features

Up to 90% on-road price

Registration, insurance and accessories can be included for many models.

Used-car & refinance

Loans on pre-owned vehicles up to 8 – 10 years old, and refinance on cars you own.

Dealer coordination

We work with the showroom on invoices and delivery so nothing stalls.

EV-friendly lenders

Special rates on electric two-wheelers and cars where available.

Before you apply

Eligibility & documents

Eligibility

  • Age 21 – 65
  • Salaried, self-employed or business income
  • Valid driving licence for the vehicle class
  • Good repayment history

Documents

  • PAN, Aadhaar, photographs
  • Income proof (salary slips / ITR)
  • Bank statements (6 months)
  • Proforma invoice; RC + valuation report for used vehicles

We send you a single checklist and collect everything once — doorstep in Mysuru, digital elsewhere.

The process

From enquiry to money in your account

01

Apply in 2 minutes

Form or WhatsApp — amount, purpose and a few basics. A real person calls back within working hours.

02

Lender match

We check your profile against partner policies and shortlist the offer most likely to approve at the best rate.

03

Documents & verification

One checklist, one collection. We coordinate any valuation, legal or field verification.

04

Sanction & disbursal

We follow up with the lender until disbursal — typical timeline: 1 – 3 working days.

Plan your EMI

Vehicle Loan calculator

Pre-set with typical vehicle loan ranges. Figures are indicative — your lender's final rate applies.

₹8,00,000
9.5% p.a.
5 years
Your monthly EMI
Total interest
Total payable
Principal Interest
Apply for this amount
Good to know

Vehicle Loan FAQs

Can I get 100% funding?

Some lenders offer up to 100% of ex-showroom for salaried customers with strong profiles; on-road extras are usually capped at 90%.

Is there a minimum income?

It varies by lender and vehicle price. As a guide, EMIs should stay under 40% of your net monthly income.

Do you handle commercial vehicle loans?

Yes — trucks, tempos, buses and taxis, including loans for first-time owners with a fleet operator as co-applicant.

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Ready to apply for a Vehicle Loan?

Two minutes to apply. Zero consultation fee. A real answer within hours.