Unsecured funds for weddings, medical needs, travel, home interiors or consolidating expensive debt. No collateral, quick decisions.
Highlights ₹50,000 to ₹40 lakh Tenure 1 – 6 years Disbursal in 24 – 72 hours Minimal documentation Eligibility & documents Salaried or self-employed, 21 – 60 yrs PAN, Aadhaar, address proof 3 months' salary slips / ITR 6 months' bank statement
Purchase, construction, plot + construction, renovation or takeover of an existing home loan — with help on builder approvals and legal checks.
Highlights Up to 90% of property value Tenure up to 30 years Floating & fixed rate options PMAY subsidy guidance where eligible Eligibility & documents Stable income, good repayment history KYC + income proof Property papers, sale agreement Approved plan / builder documents
Working capital, machinery, stock, shop expansion or a new branch. Collateral-free options for traders, manufacturers, clinics, and service businesses.
Highlights Term loans & overdraft facilities Collateral-free up to eligibility Government MSME schemes (CGTMSE, Mudra) guidance GST-based quick assessment Eligibility & documents Business vintage typically 2+ years GST returns, ITRs, bank statements Business registration / Udyam KYC of proprietor / partners
New and pre-owned cars, two-wheelers, and commercial vehicles for your business fleet — quick approvals coordinated with the dealer.
Highlights Up to 90% on-road funding Tenure 1 – 7 years Used-car and refinance options Dealer coordination handled Eligibility & documents KYC + income proof Bank statements Proforma invoice / quotation RC & valuation for used vehicles
The fastest money you can raise — pledge gold jewellery, get funds the same day, and reclaim it when you repay. Ideal for emergencies and short-term business needs.
Highlights Disbursal within hours Low interest, interest-only options Flexible tenures & part-payment Insured, secure vault storage Eligibility & documents 18+ with gold to pledge (18 – 22 karat) PAN / Aadhaar No income proof required No credit score requirement
For studies in India or abroad — tuition, hostel, living expenses, laptop and travel. Repayment starts only after the course, with a moratorium period.
Highlights Covers tuition + living costs Moratorium until course completion + 6–12 months Tax benefit on interest (Sec 80E) Collateral-free up to lender limits Eligibility & documents Admission letter & fee structure Academic records Co-applicant's KYC & income proof Collateral papers for higher amounts
Unlock large amounts at low rates by mortgaging residential, commercial or industrial property you own — for business growth, education, medical needs or debt consolidation.
Highlights Up to 60 – 70% of property value Tenure up to 15 years Lower rates than unsecured loans Overdraft variants available Eligibility & documents Clear title, approved construction KYC + income proof Property documents & tax receipts Valuation & legal check (we coordinate)
Balance Transfer & Top-up Paying a high rate on an existing home, personal or business loan? Move it to a better lender, cut your EMI, and take a top-up for new needs in the same go.
Highlights Lower EMI or shorter tenure Top-up at home-loan rates We calculate your real savings first Foreclosure coordination handled Eligibility & documents 12+ months of regular EMIs Loan statement & sanction letter KYC + income proof Property papers (for secured loans)