Same loan. Better lender. Smaller EMI.
If you took a home, personal or business loan a few years ago, you are probably paying more than today's rates. Move the outstanding balance to a lender offering a lower rate — and take a top-up for new needs in the same go.
Processing fees and stamp duty are included — we only recommend a switch that actually saves you money.
Extra funds for renovation, education or business at home-loan-like rates.
We coordinate the closure letter, document release and new disbursal.
Keep the same EMI but finish years earlier — often the smartest choice.
We send you a single checklist and collect everything once — doorstep in Mysuru, digital elsewhere.
Form or WhatsApp — amount, purpose and a few basics. A real person calls back within working hours.
We check your profile against partner policies and shortlist the offer most likely to approve at the best rate.
One checklist, one collection. We coordinate any valuation, legal or field verification.
We follow up with the lender until disbursal — typical timeline: 7 – 15 working days.
Pre-set with typical balance transfer & top-up ranges. Figures are indicative — your lender's final rate applies.
On a ₹40 lakh home loan with 15 years left, a 1% lower rate saves roughly ₹4 – 5 lakh in interest. Send us your statement and we'll compute it exactly.
Floating-rate loans have no foreclosure charge; the new lender charges a processing fee and there may be stamp duty on the mortgage. We include all of these in the savings calculation.
Sometimes, yes — if your current lender offers it at a fair rate we'll tell you so. We're paid on transfers, but we'd rather keep your trust.