Lowest rates

Home Loan

The keys to your own home, on terms that fit.

Buying a flat, building on a plot, or renovating the house you have — a home loan is the cheapest money most families will ever borrow. We handle builder approvals, legal checks and valuation so you can focus on the move.

Funding
Up to 90% of value
Tenure
Up to 30 years
Disbursal
7 – 15 working days
Collateral
The property
Who it's for

Made for moments like these

First-time buyersUnder-construction flatsPlot + constructionRenovation & extensionNRIsJoint applicants
Why this loan, with us

Key features

Up to 90% funding

Higher loan-to-value for smaller tickets; we structure the down payment you need.

Tenure up to 30 years

Keep EMIs low today; prepay later without penalty on floating-rate loans.

PMAY & subsidy guidance

We check every government scheme you qualify for before you sign.

Builder & legal handled

Approved-project lists, title checks and valuation coordinated by us.

Before you apply

Eligibility & documents

Eligibility

  • Age 21 – 65 at loan maturity
  • Stable salaried or business income
  • Clear title and approved construction
  • Co-applicant income can be combined

Documents

  • PAN, Aadhaar, photographs
  • Income proof: salary slips + Form 16, or ITRs
  • 12 months' bank statements
  • Sale agreement, allotment letter, approved plan, prior title deeds

We send you a single checklist and collect everything once — doorstep in Mysuru, digital elsewhere.

The process

From enquiry to money in your account

01

Apply in 2 minutes

Form or WhatsApp — amount, purpose and a few basics. A real person calls back within working hours.

02

Lender match

We check your profile against partner policies and shortlist the offer most likely to approve at the best rate.

03

Documents & verification

One checklist, one collection. We coordinate any valuation, legal or field verification.

04

Sanction & disbursal

We follow up with the lender until disbursal — typical timeline: 7 – 15 working days.

Plan your EMI

Home Loan calculator

Pre-set with typical home loan ranges. Figures are indicative — your lender's final rate applies.

₹40,00,000
8.5% p.a.
20 years
Your monthly EMI
Total interest
Total payable
Principal Interest
Apply for this amount
Good to know

Home Loan FAQs

Fixed or floating rate?

Floating rates are usually lower and allow free prepayment. We compare both across lenders and show you the 5-year cost difference.

How much loan can I get?

Lenders typically allow EMIs up to 50 – 60% of your net monthly income. Use the calculator below, or send us your salary slip for an exact figure.

Can I transfer my existing home loan?

Yes — see our Balance Transfer page. A 1% lower rate on a ₹40 lakh loan saves several lakh over the tenure.

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Ready to apply for a Home Loan?

Two minutes to apply. Zero consultation fee. A real answer within hours.